Last updated: June 05, 2025

1. Introduction & Acceptance of Terms

Welcome to CoveredCalls.io (the "Site"). These Terms of Service ("Terms") govern your access to and use of our website located at CoveredCalls.io and any related services provided by the Site (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of the terms, then you may not access the Service.

2. Description of Service

CoveredCalls.io provides data and information related to stock options, including data potentially useful for identifying and evaluating covered call strategies. **All information provided through the Service is for informational and educational purposes only.**

3. IMPORTANT FINANCIAL DISCLAIMERS - NO INVESTMENT ADVICE

CoveredCalls.io is NOT a registered investment advisor, broker-dealer, or financial analyst. The Service does NOT provide financial, investment, legal, or tax advice. Nothing on the Site constitutes a solicitation, recommendation, endorsement, or offer by CoveredCalls.io or any third party service provider to buy or sell any securities or other financial instruments.

Informational Purposes Only: All content, data, tools, and information provided by the Service are intended solely for informational and educational purposes. They should not be construed as investment advice or relied upon for making investment decisions.

Investment Risks: Trading stocks, options, and other financial instruments involves substantial risk of loss and is not suitable for every investor. The valuation of financial instruments may fluctuate, and, as a result, clients may lose more than their original investment. Covered call writing has specific risks that you must understand before trading. **Past performance is not indicative of future results.**

No Guarantee of Accuracy: While we strive to provide accurate and timely information, CoveredCalls.io makes no representation or warranty regarding the accuracy, completeness, timeliness, or reliability of the data and information provided. Market data may be delayed or contain errors or omissions.

Do Your Own Research: You are solely responsible for evaluating the merits and risks associated with the use of any information or other content on the Service before making any decisions based on such information. You bear sole responsibility for your own investment research and decisions.

Consult a Professional: You should consult with a qualified financial advisor, tax professional, or legal counsel before making any investment decisions. Your financial situation is unique, and any information obtained through the Service may not be appropriate for your situation.

4. Limitation of Liability

IN NO EVENT SHALL COVEREDCALLS.IO, ITS OWNERS, AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (III) ANY CONTENT OBTAINED FROM THE SERVICE; AND (IV) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COVEREDCALLS.IO DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICE AND YOUR USE THEREOF.

5. Indemnification

You agree to defend, indemnify and hold harmless CoveredCalls.io and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of changes by posting the updated Terms on the Site and updating the "Last updated" date. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

8. Contact Us

If you have any questions about these Terms, please contact us at support@coveredcalls.io.

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Legal Disclaimer: This Terms of Service template is provided for informational purposes only and does not constitute legal advice. You should consult with a qualified legal professional to ensure these terms are appropriate for your specific business and comply with all applicable laws and regulations in your jurisdiction.